Checking & Savings

Regular Checking Accounts

This account provides unlimited check writing privileges with no monthly service charges.

Limitations: You must make a minimum deposit of $100.00 to open this account.

Now Checking Accounts

Interest Rate Information: This account is an interest bearing account. The interest rate and annual percentage yield may change at our discretion. Interest will be compounded and credit to your account monthly by using the daily balance method. If you close the account before interest is credited, you will not receive the accrued interest.

Limitations: You must make a minimum deposit of $1,500.00 to open this account. You must maintain a minimum balance of $1,500.00 in the account each day to obtain the disclosed annual percentage yield.

Account Fees: A service charge of $10.00 will be imposed each month if the average daily balance falls below $1,500.00 during the monthly statement cycle.

Money Market Savings Accounts

Interest Rate Information: This account is an interest bearing account. The interest rate and annual percentage yield may change at our discretion. Interest will be compounded and credit to your account monthly by using the daily balance method. If you close the account before interest is credited, you will not receive the accrued interest.

Limitations: You must make a minimum deposit of $2,500.00 to open this account. You must maintain a minimum balance of $2,500.00 in the account each day to obtain the disclosed annual percentage yield. You may make up to six (6) telephone, preauthorized, or automatic transfers from your account each month, of which no more than three (3) may be made by check, debit card, or similar order to third parties.

Account Fees: A service charge of $10.00 will be imposed each month if the average daily balance falls below $2,500.00 during the monthly statement cycle. A $5.00 per item debit fee may be imposed after 3 checks, ATM/Debit card transactions or similar orders to third parties.

Savings Accounts

Interest Rate Information: This account is an interest bearing account. The interest rate and annual percentage yield may change at our discretion. Interest will be compounded and credit to your account quarterly by using the daily balance method. If you close the account before interest is credited, you will not receive the accrued interest.

Limitations: You must make a minimum deposit of $25.00 to open this account. You must maintain a minimum balance of $25.00 in the account each day to obtain the disclosed annual percentage yield. You may only make six (6) telephone, preauthorized or automatic transfers from your account each month, of which no more than three (3) may be made by debit card.

Account Fees: A service charge of $5.00 will be imposed each quarter if the average daily balance falls below $25.00 during the quarterly statement cycle.